Totally agree. Therapy used to be affordable but I had to cut back to once a month for the time being (because depression decided to visit me again this past year or so). We are self employed and pay for our premium out of pocket 1500.00/mo for 2 of us. My copays for Counseling are 90.00/visit, hence, once a month, even though I really need it weekly at this point. Something has to give with our HC system in the US.